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Consumer Loans
New Jersey Low/ Moderate Income Home Improvement Loans

Fixed Rate Loans to $20,000 up to 30 Years are available. Real Estate Secured.



REDUCED RATE
This offer is limited and
could be withdrawn at any time.
(Qualifying income levels listed below)






Current Annual Percentage Rate (APR) as of 6/21/2006
(All interest rates are subject to change without notice)
Account Title APR Term (Months) Additional Information Monthly Payment per $1,000 est.
Fixed Rate (Second) 3.250 60

 

 

This represents a Discount off Hudson City's regular rates! $20,000 max, no application fee, nominal filing fee, 1-4 family, NJ owner occupied, primary residence. Available as listed in the chart below.

$18.08
Fixed Rate (Second) 3.250 120 $9.77
Fixed Rate (Second) 3.250 180 $7.03
Fixed Rate (Second) 3.250 240 $5.67
Fixed Rate (Second) 3.250 300 $4.87
Fixed Rate (Second) 3.250 360 $4.35


Maximum Permissible Income Levels For Low/Moderate Program
by County
Atlantic $51,520     Middlesex $70,000
Bergen $47,360     Monmouth $70,000
Burlington $61,840     Morris $68,320
Camden $61,840     Ocean $70,000
Essex $68,320     Passaic $47,360
Gloucester $61,840     Somerset $70,000
Hudson $47,360     Union $68,320
Mercer $68,320     Warren $52,720


Try one of our Financial Calculators to assist you in determining financing and payment options, and even compare loan rates easily!

For more information, visit one of our branches, call 201-967-1900, ext. 1332 or 1336, or click on this link to e-mail our Consumer Loan Department.
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