New Jersey Low/ Moderate Income Home Improvement
Loans
Fixed Rate Loans to $20,000 up to 30 Years are available. Real
Estate Secured.
REDUCED RATE
This offer is limited and
could be withdrawn at any time.
(Qualifying income levels listed below)
Current
Annual Percentage Rate (APR) as of 6/21/2006
(All interest rates are subject to change without notice)
Account Title
APR
Term (Months)
Additional Information
Monthly Payment per $1,000 est.
Fixed Rate (Second)
3.250
60
This represents a Discount off Hudson City's
regular rates! $20,000 max, no application fee,
nominal filing fee, 1-4 family, NJ owner occupied,
primary residence. Available as listed in the
chart below.
$18.08
Fixed Rate (Second)
3.250
120
$9.77
Fixed Rate (Second)
3.250
180
$7.03
Fixed Rate (Second)
3.250
240
$5.67
Fixed Rate (Second)
3.250
300
$4.87
Fixed Rate (Second)
3.250
360
$4.35
Maximum Permissible Income Levels For Low/Moderate Program
by County
Atlantic
$51,520
Middlesex
$70,000
Bergen
$47,360
Monmouth
$70,000
Burlington
$61,840
Morris
$68,320
Camden
$61,840
Ocean
$70,000
Essex
$68,320
Passaic
$47,360
Gloucester
$61,840
Somerset
$70,000
Hudson
$47,360
Union
$68,320
Mercer
$68,320
Warren
$52,720
Try one of our Financial Calculators to assist you in determining financing and payment options, and even compare loan rates easily!
For more information, visit one of our branches, call 201-967-1900, ext. 1332 or 1336, or click on this link to e-mail our Consumer Loan Department.