Savings Accounts Certificates of Deposit Retirement Plans Checking Accounts New York - Putnam County Personal Checking Accounts Click here to view a demo of our FREE Bill Pay! High Value Checking High variable rate of interest with unlimited check writing Meets personal cash management needs without complicated requirements or multiple accounts FREE features: Debit/ATM card Checks (unique check design provided for this account) Direct deposit Outgoing wire transfers (3 per month) Telephone banking Internet banking On-line bill paying FDIC insured Current Annual Percentage Yield (APY) as of Interest rates subject to change without notice Convenient monthly statement Interest compounded daily and credited at the close of each statement cycle Fees can affect earnings Accounts are available to individuals who live or work in New Jersey, New York, Pennsylvania, Connecticut & Delaware Money Market Checking High variable rate of interest Limited check writing and third party payments Unlimited deposits and in-person withdrawals FREE features: Debit/ATM card Direct deposit Telephone banking Internet banking Descriptive monthly statement FDIC Insured Current Annual Percentage Yield (APY) as of Interest rates subject to change without notice Interest compounded daily and credited at the close of each statement cycle Fees can affect earnings Accounts are available to individuals who live or work in New Jersey, New York, Pennsylvania, Connecticut & Delaware Better Interest Banking High variable rate of interest No limit on the number or types of transactions FREE features: Debit/ATM card Direct deposit Telephone banking Internet banking On-line bill paying FDIC insured Current Annual Percentage Yield (APY) as of Interest rates subject to change without notice Convenient monthly statement Interest compounded daily and credited at the close of each statement cycle Fees can affect earnings Accounts are available to individuals who live or work in New Jersey, New York, Pennsylvania, Connecticut & Delaware Free Personal Checking Unlimited check writing Unlimited deposits Descriptive monthly statement FREE features: Debit/ATM card Direct deposit Telephone banking Internet banking FDIC Insured Super NOW Account Variable interest rate Unlimited check writing Unlimited deposits FREE features: Debit/ATM card Direct deposit Telephone banking Internet banking Descriptive monthly statement FDIC Insured Current Annual Percentage Yield (APY) as of Interest rates are subject to change without notice Interest compounded daily and credited at the close of the last calendar day of each month Lower interest rates paid on Super NOW each day balance is below $1,000 Fees can affect earnings Accounts are available to individuals who live or work in New Jersey, New York, Pennsylvania, Connecticut & Delaware For additional information or an application, visit or call one of our branches, or click on this link to e-mail our Retail Banking Department. MasterCard® SecureCode is a new service to enhance and protect your existing MasterCard account against unauthorized use of your card when you shop at participating online merechants. Click the button below for more information.