Savings Accounts Certificates of Deposit Retirement Plans Checking Accounts New York - Richmond County Retirement Accounts FDIC insured use any Certificate of Deposit or Savings account Special IRA 18-Month Certificate Initial deposit of $10 Additional deposits any time without extending maturity Internet accessible Retirement Plan Available Types Traditional IRA's Contributory, rollover or transfer Roth IRA's Contributory or conversion Self Employed Pension Plans (SEP) Business owners and employees Simple IRA's Business owners and employees Qualified Retirement Plans Business owners and employees Here are savings calculators that can help you create a plan to reach you financial goals and plan for your retirement! For additional information or an application, visit or call one of our branches, or click on this link to e-mail our Retail Banking Department.